Lesson number one…be dispassionate (they are). You're not sure what your rights are, and you're worried about trusting your insurance company. You should be! Your financial interests and your insurance company's financial interests are in a natural conflict. It’s simple…you want a maximum payout, your insurer is seeking the minimum.
Questions abound…do you need professional help? Do you need a lawyer? Do you need a public adjuster? What is a public adjuster, anyway? Can you handle it on your own? The first thing you need before making a decision is a complete copy of your policy, including the "Declarations Page" and all "Endorsements" and "Riders".
If you become even more overwhelmed at this stressful time then, please call the law office of Ken Wagner Law in Albuquerque. For decades, Ken and his staff have been successfully representing homeowners in The Great Southwest in disputes with insurance companies. Call The Ken Wagner Law Firm at (505) 242-6300.